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article he had written based on his vision of conversion of the EWEB steam facility into a “Live Steam <br />Museum.” He submitted his testimony in writing. <br /> <br />Zachary Vishanoff <br />, Patterson Street, approved of Mr. Snyder’s proposal. He reiterated his unhappiness <br />with the demolition of the former cannery, noting that he had gone to the site prior to the construction of the <br />courthouse and “gathered artifacts.” <br /> <br />Mr. Vishanoff circulated copies of an article. He asserted that Nike paid no taxes and reiterated his <br />opposition to the University’s plans for a basketball arena. <br /> <br />Betty Snowden <br />, PO Box 5166, Eugene, testified in support of a payday loan ordinance. She said as a <br />business owner she supported a friendly business climate, but not at the expense of low-income citizens. <br />She disliked that payday loan businesses frequently charged an interest rate of 500 to 700 percent. <br /> <br />Laurie Trieger <br />, 2710 Polk Street, stated that payday loans were short-term, high-interest rate loans <br />marketed to cash-strapped consumers. She cited statistics that indicated that in 13 years, the number of <br />th <br />such lenders had grown from 200 to over 25,000 and Oregon was the 14 most saturated state for payday <br />lending. She pointed out that of the 31 licensed payday lenders in Lane County, 16 operated in Eugene and <br />the most common annual percentage rate was 532 percent. She explained that a person could borrow <br />$300, could roll over that amount three times according to law and, within 10 weeks could pay $240 in fees <br />for that loan. She stated that the State Legislature enacted payday loan reforms to address some aspects of <br />the industry’s practices, but a strong need for city-level reform still existed. She said it would be 14 <br />months before Oregon consumers would be protected by the State from predatory loan terms. In an effort <br />to provide immediate relief to consumers, many cities used a model ordinance to establish basic protections <br />that were complementary to and not a duplication of the State law. She related that one of the few current <br />requirements to access a payday loan was that a person be employed. She understood, from her work at <br />Food for Lane County, that more than one-third of all households in Lane County that receive emergency <br />food boxes have at least one working adult. She stressed that with rising health care, utility, and housing <br />costs, Lane County’s working poor struggled to meet their basic needs. She cited a 2004 Oregon <br />Department of Consumer and Business Services survey indicating that 30 percent of all payday loan <br />consumers borrowed money to purchase groceries. She stressed that these people were “your neighbors <br />and mine.” <br /> <br />Lisa Warnes <br />, 5020 Nectar Way, a board member of the Southeast Neighbors and the Chair for Vision for <br />Intact Ecosystems and Watersheds (VIEW), stated that three planned unit developments (PUDs) were <br />slated for the southeast neighborhood. She reviewed a number of the PUDs in the South Hills over the last <br />few years. She asserted that the geology and hydrology reports were generally a “rubber stamp.” She said <br />neighborhood groups were “forced to raise funds” to hire geologists and hydrologists. She alleged that <br />three recent PUDs were all on “landslide mass.” She wondered why there was not better oversight in the <br />Planning Division. She felt the Planning and Development Department (PDD) only received reports from <br />the developers and those reports went unchallenged. She suggested that PDD and the Fire Marshal were <br />unwilling to address the issues. She commented that one PUD, Green Valley Glen, was planning for 14- <br />foot-wide roads, which she considered to be a fire hazard. <br /> <br />Ben Ennis <br />, 80 North Monroe Street, representing Leadership Adventure Education Direction (LEAD), <br />stated that he had been a part of LEAD for two years. He said LEAD was a local non-profit organization <br />serving low-income teenagers in Lane County. He stated that the mission of LEAD was to develop the <br />leadership skills of low-income teenagers to empower them to address community problems and change the <br /> <br /> <br />MINUTES—Eugene City Council May 8, 2006 Page 2 <br /> Regular Meeting <br /> <br />