Admin Order 21-09-06 - Laserfiche WebLink

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1. An extension of credit, such as the purchase of property or services involving a deferred payment; and 2. A deposit account. (b) "Covered account" means: 1. An account that the City offers or maintains, primarily for personal, family, or household purposes, that involves or is designed to permit multiple payments or transactions, such as a mortgage loan or utility account; and 2. Any other account that the City offers or maintains for which there is a reasonably foreseeable risk to customers or to the safety and soundness of the City from identity theft, including financial, operational, compliance, reputation, or litigation risks. (c) "Customer" means a person that has a covered account with the City. (d) "Identity theft" means a fraud committed or attempted using the identifying information of another person without authority. (e) "Notice of address discrepancy" means a notice sent to the City by a consumer reporting agency that informs the City of a substantial difference between the address for the consumer that the City provided to request the consumer report and address(es) in the consumer reporting agency's file for the consumer. (f) "Personal information" means a person's name in combination with the following information: a Social Security Number; Oregon driver's license or Oregon identification card number; passport number; or financial, credit, or debit card numbers along with a security or access code or password; when the information is not rendered unusable through encryption, redaction or other methods. (g) "Red Flag" means a pattern, practice, or specific activity that indicates the possible existence of identity theft. (h) "Service provider" means a person that provides a service directly to the City. (2) Periodic Identification of Covered Accounts. Each City department must conduct an annual risk assessment to determine whether it offers or maintains covered accounts. The department shall take into consideration: (a) The methods it provides to open its accounts; (b) The methods it provides to access its accounts; and (c) Its previous experiences with identity theft. (3) Identification of Relevant Red Flays. After considering the types of covered accounts the City offers and maintains, the methods the City provides to open its covered accounts, _ the methods the City provides to access its covered accounts and the City's previous i3. ft rf .. )4 Administrative Order -- Page 2 of 7 a ~~~