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Minority Homeownership <br />The 2000 Census states <br />that racial minorities <br />(single and multiple <br />races) in the Eugene- <br />Springfield metro area <br />accounted for 11.4% of <br />the population. In <br />addition, approximately <br />5.5% of the population is <br />of Hispanic origin. ESRI <br />projects that the 2009 <br />minority population will be <br />13.9%, and that persons <br />of Hispanic origin will <br />make up 8.0% of the <br />population. An analysis <br />of the Census 2000 data <br />shows that 52.3% of the <br />households in the study <br />area own the home in <br /> <br />Percent of <br /> <br />which they live; however, only 30.0% of minority households own their home, and only <br />28.1% of Hispanic households are homeowners. It is difficult to determine what factors <br />are causing this disparity. Census data supports the conclusion that at least part of the <br />disparity is caused by the fact that a higher proportion of minorities fall into the Iow- and <br />very Iow-income categories than do non-minority persons. Language is also a barrier to <br />many potential minority homeowners who may regard the complex process of <br />purchasing a home as too daunting. Cultural distrust of government and banks is also <br />cited as a barrier to minority homeownership. These and other factors tend to limit the <br />accessibility of homeownership to minorities, and cause them to be underserved by the <br />real estate industry in Eugene-Springfield metro area. The need for adequate, <br />affordable, and accessible housing, both from rental and homeownership perspective for <br />racial and ethnic minorities is a significant concern. Parts of this Consolidated Plan will <br />specifically address this issue. <br /> <br />Population with Disabilities <br />Census 2000 asked several questions <br />related to disabilities of the population <br />age five and over. The US Census <br />Bureau defined a disability as a <br />condition that lasted over six months. <br />These were classified into a number <br />of categories, such as sensory, <br />physical, mental, self-care, go- <br />outside-home and employment <br />disabilities. Eugene and Springfield <br />have substantial populations of <br />individuals with disabilities. Out of the <br />total populations in both cities, 15.3% <br />in Eugene and 22.4% in Springfield <br />have disabilities. In Eugene, 7.2% of <br /> <br />Percent of Total Population who are Disabled <br /> <br />24 <br /> <br /> <br />