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Table 23. Comparison of income, housing value, and gross rent, Eugene, <br />1989, 1999, and 2010 <br />Source: U.S. Census 1990 SF1 P080A P107A P1 14A P117, SF3 H008 H043A H061A, U.S. Census 2000 SF1 <br />P53 P77 P82 P87, SF3 H7 H63 H76, American Community Survey 2011 819013, 819113, B19301, 817001 <br />Table 24 compares income, housing value, and gross rent for Lane County <br />in 1989, 1999, and 2010. Between 1989 and 2010, the ratio of housing <br />value/household income grew from 2.6 to 5.2. <br />Table 24. Comparison of income, housing value, and gross rent, Lane <br />County, 1989, 1999, and 2010 <br />Change <br />Indicator <br />Indicator <br />1989 <br />1999 <br />2010 <br />1989-1999 1999-2010 <br />Median HH Income <br />$ 25,369 <br />$ 35,850 <br />$ 37,339 <br />41% <br />4% <br />Median Family Income <br />$ 34,153 <br />$ 48,527 <br />$ 55,063 <br />42% <br />13% <br />Median Owner Value <br />$ 72,800 <br />$ 152,000 <br />$ 236,600 <br />109% <br />56% <br />Median Gross Rent <br />$ 425 <br />$ 621 <br />$ 826 <br />46% <br />33% <br />Percent of Units Owned <br />51% <br />52% <br />45% <br />Ratio of Housing Value to Income <br />Median HH Income <br />2.9 <br />4.2 <br />6.3 <br />Median Familv Income <br />2.1 <br />3.1 <br />4.3 <br />Source: U.S. Census 1990 SF1 P080A P107A P1 14A P117, SF3 H008 H043A H061A, U.S. Census 2000 SF1 <br />P53 P77 P82 P87, SF3 H7 H63 H76, American Community Survey 2011 819013, 819113, B19301, 817001 <br />Table 24 compares income, housing value, and gross rent for Lane County <br />in 1989, 1999, and 2010. Between 1989 and 2010, the ratio of housing <br />value/household income grew from 2.6 to 5.2. <br />Table 24. Comparison of income, housing value, and gross rent, Lane <br />County, 1989, 1999, and 2010 <br />Source: U.S. Census 1990 SF1 P080A P107A P1 14A P117, SF3 H008 H043A H061A, U.S. Census 2000 SF1 <br />P53 P77 P82 P87, SF3 H7 H63 H76, American Community Survey 2011 B19013, B19113, 819301, 817001 <br />In summary, the data indicate that homeownership is increasingly <br />expensive in Eugene and that the cost of homeownership is prohibitive for <br />low- and moderate -income households. The purchase price of housing, <br />however, decreased as a result of the current housing market downturn <br />and has continued to do so through 2011. Data about housing sales for <br />Eugene in 2012 suggest that housing prices are stabilizing and beginning <br />to increase, although at a slower rate than the State average. <br />The data indicate that homeownership rates in Eugene and Lane County <br />have held constant, despite the rapid increase in sales prices during the <br />mid -2000's. This is probably due in large part to the broader array of <br />financing options available to households during the mid -2000's, many of <br />which are not currently available to households today. The future <br />availability of these financing options is unclear, as the local and national <br />housing markets recover from the downturn and recession that started at <br />the end of 2007. <br />Part 11 — Eugene Housing Needs Analysis ECONorthwest Page 91 <br />c;nange <br />Indicator <br />1989 <br />1999 <br />2010 <br />1989-1999 <br />1999-2010 <br />Median HH Income <br />$ 25,268 <br />$ 36,942 <br />$ 40,584 <br />46% <br />10% <br />Median Family Income <br />$ 30,763 <br />$ 45,111 <br />$ 53,086 <br />47% <br />18% <br />Median Owner Value <br />$ 65,500 <br />$ 141,000 <br />$ 212,900 <br />115% <br />51% <br />Median Gross Rent <br />$ 418 <br />$ 604 <br />819 <br />44% <br />36% <br />Percent of Units Owned <br />61% <br />62% <br />56% <br />Ratio of Housing Value to Income <br />Median HH Income <br />2.6 <br />3.8 <br />5.2 <br />Median Familv Income <br />2.1 <br />3.1 <br />4.0 <br />Source: U.S. Census 1990 SF1 P080A P107A P1 14A P117, SF3 H008 H043A H061A, U.S. Census 2000 SF1 <br />P53 P77 P82 P87, SF3 H7 H63 H76, American Community Survey 2011 B19013, B19113, 819301, 817001 <br />In summary, the data indicate that homeownership is increasingly <br />expensive in Eugene and that the cost of homeownership is prohibitive for <br />low- and moderate -income households. The purchase price of housing, <br />however, decreased as a result of the current housing market downturn <br />and has continued to do so through 2011. Data about housing sales for <br />Eugene in 2012 suggest that housing prices are stabilizing and beginning <br />to increase, although at a slower rate than the State average. <br />The data indicate that homeownership rates in Eugene and Lane County <br />have held constant, despite the rapid increase in sales prices during the <br />mid -2000's. This is probably due in large part to the broader array of <br />financing options available to households during the mid -2000's, many of <br />which are not currently available to households today. The future <br />availability of these financing options is unclear, as the local and national <br />housing markets recover from the downturn and recession that started at <br />the end of 2007. <br />Part 11 — Eugene Housing Needs Analysis ECONorthwest Page 91 <br />