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current use of property within the proposed district. Mr. Klope explained about the option of bonding the property owner's obligation, to allow payment of the assessment over time. Mr. Klope was asked about the interest rate for such borrowing. Mr. Klope explained that it was not bank rates, but a lower rate that was determined at the time of the assessment. Mr. Klope directed the questioner to the City's assessment financing guide. The guide contains information on who to contact so that question about interest rates could be answered in a timely and accurate manner.. An assessment financing guide sheet was distributed. Mr. Klope closed his remarks by touching briefly on the remonstrance process, whereby if sufficient property owners file written objections, the matter will be forwarded to the Council for consideration of the remonstrances. Mr. Klope having concluded his presentation, the Hearings Officer invited members of the public to speak. There were four members of the general public present. All were residents of the area. The attendees were: Lynn Chase, 158 S. Garden Way; Jerry Thompson and Vanessa Thompson, 110 S. Garden Way; and Charles Salamone, 165 N. Garden Way. The first attendee to speak was Mr. Jerry Thompson of 110 South Garden Way. Mr. Thompson began with a statement concerning his opinion that the proposed improvements were being made to accommodate the use of Garden Way by persons other than those who live along Garden Way. Mr. Thompson expressed doubts about the actual benefit to property owners. He felt that, while sidewalks were nice, they were not needed by persons living along the street. Mr. Thompson reiterated his opinion that the proposed LID was inappropriate because while the road improvements were made to benefit others, the property owners along Garden Way were still being asked to pay a large share of the cost. Mr. Thompson concluded by calling attention to the problem of sewer hook ups, which he felt were of no immediate value because houses along Garden Way could not get access to the sewers unless they annexed to the city. The next person to speak was Ms. Lynn Chase, of 158 South Garden Way. Ms. Chase complained about the cost of connecting to the sewer system and the similar problem of purchasing a new septic system. Ms. Chase indicated that her husband was out of work because of surgery, and the cost of either a new septic system or connecting to the city sewers was too great for her family. The next person to speak was Mr. Charles Salamone, 165 North Garden Way. Mr. Salamone began by questioning the idea of a benefit to the properties, He pointed out that he doubted if his house would increase in resale value because of the improvements, from which he concluded that there was no real benefit to him as a property owner. Mr. Salamone suggested that the use of the street needed to be taken into consideration, because, like the others, Mr. Salamone felt that the improvements were being made to accommodate outside traffic, and that these other interests should have to pay the cost of the improvements.